Student Health Insurance Plans and Injury only plans are available to students taking 6 or more credits.
All Washington State Community Colleges offer student health insurance or student injury only insurance for students that are eligible.
“Students must actively attend classes for at least the first 31 days
beginning with the first day for which coverage is purchased,” according to the brochure on Student Health Insurance Plan. “The Company maintains its right to investigate student status and attendance records to verify that the Policy Eligibility requirements have been met.”
If a student doesn’t meet these requirements they will get a full reimbursement but will be dropped from their insurance plan.
“Once you pay for the plan and attend class for the first 31 days there are no refunds and the student is on the plan until the end of the quarter or the end of the year depending on what plan the student purchased,” said Krista Stanek the Senior Vice President of the accident and sickness division at Summit America.
The insurance plan is run by Summit America Insurance Services which is an insurance company located in Overland Park, KS is based on providing affordable healthcare to college students.
For one academic quarter the cost to get Student Health Insurance is $449.20 and for one quarter of injury only coverage the cost is $39.00. But there are some eligibility factors for students to get either the health insur- ance or injury insurance plan.
“I didn’t even know insurance plans were offered at the falls,” said Darian Selby an SFCC stu- dent. “But an injury insurance plan that only costs $39.00 sounds like a good deal.”
Students get a maximum benefit of $100,000 per policy year for the health insurance plan. For the injury only plan they get a maximum benefit of $1,500 per injury.
The price to add a child or spouse has different rates but gets put under the same coverage as the student paying for it.
“This plan also extends to a student’s spouse or child if they have them,” said Stanek.
The price to add a child or spouse has different rates but gets put under the same coverage as the student paying for it.
“It’s nice for students to have a cheap and affordable plan in case of accidents or health issues,” said Stanek “Speaking from experience everyone should have insurance even if they think they are healthy.”